Capital to start, grow, expand and exit.

Badger Business Capital connects entrepreneurs and business owners with lenders for buying a business, preparing one for sale, commercial property, equipment, home equity and working capital. Choose the application that matches where your business is today. Our lending network reviews it and returns terms you can compare.

  • Six applications, one for each type of financing
  • Reviewing options does not affect your credit score
  • No obligation to accept any offer
01 · Start

Buy a business

Who it is for
Entrepreneurs buying an existing business or franchise, whether you have a signed letter of intent or are still looking at a target.
What is returned
SBA 7(a) and conventional acquisition loans from lenders who finance business purchases.
What is required
The purchase price, what you are putting down and the business you are buying. You do not need an entity or EIN yet.

5 steps · about 3 minutes

Apply to buy
02 · Exit

Sell your business

Who it is for
Owners planning an exit, and the advisors getting a business ready for sale.
What is returned
A lender prequalification on the business that buyers can rely on when they make an offer.
What is required
Your federal tax returns, current financial statements and the debt schedule. No personal identifiers are collected.

5 steps · about 2 minutes

Prequalify your business
03 · Expand

Commercial real estate

Who it is for
Owners buying or refinancing the building their business operates from, and investors financing an income property.
What is returned
SBA 504 and conventional commercial mortgages secured by the property.
What is required
The property, its rent roll or occupancy plan, and the owners behind it. The holding entity does not need to be formed yet.

5 steps · about 4 minutes

Apply for property financing
04 · Grow

Equipment financing

Who it is for
Businesses buying machinery, vehicles, shop or medical equipment, new or used, from a dealer or a private seller.
What is returned
Equipment loans and leases matched to how long the equipment will be in service, and sale-leaseback on equipment you already own.
What is required
The vendor quote or a description of the equipment, and three months of business bank statements.

5 steps · about 3 minutes

Apply for equipment
05 · Your home

Home equity line of credit

Who it is for
Business owners who would rather borrow against the equity in their home, to fund a purchase, pay down debt or cover a project.
What is returned
A line of credit you draw on as you need it. The limit depends on the value of the home and what is still owed on it.
What is required
The property, the balance still owed on it and your household income.

5 steps · about 3 minutes

Apply with your home
06 · Grow

Working capital

Who it is for
Businesses covering payroll, inventory, receivables or a seasonal slowdown.
What is returned
Term loans, lines of credit and revenue-based financing from the lenders in our network, returned together on one review.
What is required
Your business, its monthly revenue and what the funds are for.

One application · a few minutes

Apply for working capital

Already applied? Sign in to your portal to follow your application, upload documents and review offers as lenders return them.

One portal for every application.

Whichever application you start with, your documents, updates and offers are kept in one secure portal. When your business needs more than one type of financing, each application you submit is added to the same account.

  1. 01

    Apply

    Complete the application for the financing you need. Most take a few minutes.

  2. 02

    Review

    Your application goes to lenders who finance businesses of your size and industry.

  3. 03

    Compare

    Offers come back to your portal, where rate, term and payment sit side by side.

  4. 04

    Close

    You choose an offer, and that lender completes approval and funding with you.

A Badger Business advisor reviewing documents with two clients

Start the application that fits your business.

Applying does not commit you to any lender. For questions along the way, call 608.440.2996 or email info@badgerbc.com.

Let's connect!